对险企来说，聚合风险最要命的不是单笔赔付，而是资本占用与再保承接能力被同时击穿。FT 也提到，市场担心出现多十亿级别系统性索赔，因此承保倾向会走向收紧甚至排除。
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"As adults, we overthink: 'How am I coming across? How's everyone perceiving me?'," she says.，更多细节参见91视频
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第三百零五条 依照本章规定适用外国法律，不得损害中华人民共和国的公共利益。